After 6 months of metaphorically wrestling with World Financial Network National Bank, those dickheads FINALLY FINALLY FINALLY accepted the fact that I did not open the Victoria Secret credit card this bitch opened in my name.
They were calling me every day, sending mass mailings that would all end up at my address, sending me bills, the whole nine yards. When I would talk to them on the phone, depending on the day, I would get different reasons why they were holding me responsible, anything from "the items were delivered to your house" to "you haven't given us a name of the person to get our money from" (which is total bullshit because I did). I kept sending them the number to contact the detective I was working with because he could verify I was the victim of identity theft, they would continue to call me and never once him.
This company was a real bitch to deal with. I would ask them "what do I have to do to get this off my credit report?" I would do what they said and they still came back with the same response, SEND US MONEY OR ELSE. This was a repeatative occurance.
So, I finally get a letter in the mail. At this point, any correspondence with this company I've learned to dread. So I read said letter... lo and behold (insert angels singing here) I read that they FUCKING FINALLY are not holding me responsible and they are taking the account off my credit report.
I had made arrangements with the chick that did it (a former friend) and the customer service reps. that if I could get the money from her and pay them they could take it off my report so I'm currently holding onto $325 of her money. I'm debating on whether I should give it back to her.
