ATTENTION: GE money bank, owned by walmart/sams club, is pulling credit card scams. i suggest you pay your card off and cancel it asap before they damage your credit standing. What the company is doing is mailing your bill out so late, it is impossible to pay on time unless you go to a store and pay it.  Their hopes are that while you are in the store, you will buy something.  If you don't pay it, that makes you late and you get charges $29.70 additional fees for a late payment.  $29.70 x millions of credit customers.  Think about it.  And of course they have no record of when they mailed payment.  Also, for those that did receive the bill on time and actually paid it on time, they are processing payments weeks after they received them.  It doesn't matter what the date is on your check.  They tell you they didn't receive it until it was after your due date, trying to say that you mailed it past the date you wrote on the check.  That also goes in as being a late payment and is charged the $29.70.