Little Johnny asks his dad one day, "Dad, can you buy me a bicycle for my birthday?" "I'm sorry Johnny, but I've just lost my job and we still owe the bank $80,000 for the house. We just can't afford to buy you a new bike."
The next morning Johnny's dad sees him walking out the front door with his suitcase. He asks him where he's going and Johnny tells him, "Last night I heard you tell mom you were pulling out, but she told you to wait because she was coming too, and I'll be damned if I'm going to stay here with a $80,000 mortgage and no f....g bike."