T'was the night before Christmas, and out on the street,
Not a sound could be heard under the repo man's feet.
The unit was hidden in the backyard with care,
With hopes that the bank wouldn't know it was there.
The debtors were nestled all snug in their beds,
While visions of driving still danced in their heads
When up in the house there arose such a clatter,
The Driver had never seen a debtor any madder.
Away to the truck he flew like a flash,
To hook up the car and to make a mad dash.
He pulled out of the driveway and didn’t get far
Before they noticed and screamed “He’s taking our car! ”It’s too late to pay now, its coming with me
Contact the bank, and they will give you the fee” To the end of the street, to the auction we go,
With personal property and a brand new stereo.
The Driver laughed when the debtor ran out in the street,
In pajama bottoms, shirtless, and no shoes on his feet.
Running out in the night, proclaiming his plight,
Screaming 4-letter words that were not so polite...
The debtor heard the driver say as he drove out of sight,
"you can redeem it tomorrow, but I got it tonight!"